BANKING IN THAILAND (August
2007) Many thanks to MC
Brian Maxey for this
comprehensive report.
Banking in Thailand,
as with many things,
varies with the day -
bank - moon - and just
about any other thing
you can imagine. BUT,
I've had a bank account
for 6 years, my wife for
7, and my neighbour for
6. All are different
banks, and all behave
differently - sometimes.
But overall, we are
happy with the result
and have felt no need to
change. The banks are
Bangkok Bank, Kasikorn
Bank, United Overseas
Bank (previously Bank of
Asia).
For a list of all Banks
in Thailand:
http://www.thailand.alloexpat.com/thailand_information/banks_thailand.php
NOTE: There are tough
regulations regarding
Bank-to-Bank transfers
in excess of US$19,999.
The simple rules states
that 30% of the total
will be withheld for 1
year, interest free.
There are many exception
to this rule. Visit
these websites for more
information.
Bank of Thailand website
- in English:
http://www.bot.or.th/BOThomepage/General/Laws_Notif_Forms/ExchangeControl/ExchangeControl_E/Consent%20message.doc
ThaiVisa Forum:
http://www.thaivisa.com/forum/index.php?showtopic=137093
If you plan to transfer
money into Thailand
'bank-to-bank', then it
is a good idea to choose
both banks that are part
of the international
'SWIFT' organisation.
With this set-up one
bank recognises another
bank by it's 'swift
code', and often results
in a 2 to 3 working-day
complete transfer
process. Many 'local'
banks in USA are not
part of this scheme, and
we hear that many do not
recognise the system.
The result is that your
money has to go on a
journey of banks before
arriving at your
destination. And
everyone wants their
commission. Also, since
the advent of 'Money
Laundering Rules' (MLR)
the US will not allow
US$ to be transferred
directly out of the
country, so a very
lucrative and difficult
to follow network of
transfers must occur
before your money can be
sent. Europe isn't so
enthusiastic about 'MLR'
yet, and life is a bit
easier. A recent
transfer of UKP from
Jersey UK to Thailand
showed the money in the
local Thai account at
close of business the
2nd working day later.
Be aware of various
aspects that can affect
the total costs. 1-
Choice of bank of origin
determines the main fee
(Nationwide Bank UK
charges no fee). 2-
Choice of setting-up the
order with your bank by
letter, fax, phone or
internet affects the fee
(internet is often the
cheapest). 3- Choice of
transfer currency
affects final cost
(currency of country
sending is cheapest, do
not ask for the transfer
to be in Thai Baht). 4-
Speed of transfer can
affect the cost (a
longer time is usually
cheaper). 5- Who pays
the receiving costs?
(have receiving costs
paid in the country with
the lower cost of
living).
If you want to buy a
Condominium, or fund a
long-term visa, you will
need to transfer 'bank
to bank', as the money
has to be shown to have
originated outside
Thailand with a
traceable paper-route.
Bringing in a big bag of
cash will not suffice.
Bringing it in via a
'cashiers check', an
'international money
order', a 'personal
cheque', will not
suffice, and may well be
expensive and time
consuming to rectify.
Europe has a maximum
cash carrying limit (in
any currency) when
leaving or entering EU -
10,000 euros). Amounts
over this value must be
declared for MLR.
How do you open a bank
account in Thailand?
Many folk will tell you
they just walked in with
1000 baht, and it
happened. Me, I had to
get an 'address
confirmation' letter
from the Immigration
office on Soi 5 Jomtien
before they would open
one for me (it does make
sense that they should
know where I live). The
first time you do this,
you may need the owner
of the property to
accompany you, with the
'property papers' to
conform with the rules
on 'Housing an Alien'.
Unless you are a
registered business in
Thailand you will NOT
get a cheque (checking)
account - you will get a
'savings' account. I was
originally given a
transaction book and ATM
card which worked well
all over Thailand. Later
I asked if I could
upgrade to a 'visa
electron' card. This
works in ATMs in and
outside Thailand, and
allows you to pay for
goods & services like
any other debit card.
Internet banking is
available, but again it
seems to depend on who
you ask as to how easy
that is. I suspect that
often the staff are too
busy to spare the time
to explain these other
services - plus maybe a
language problem. I
actually set-up my
internet banking account
on a Sunday from my own
computer, on the
internet, using the
Bank's website, and only
visited my branch to
pick-up my password
codes later. You will be
told you MUST have a
‘Work-Permit’ in order
to have ‘Internet
Banking’, I've never had
one. Bangkok Bank now
say any long-term visa
will do, and for
‘Tourist’ visas you
should re-apply after 6
months. Of course, it’s
always at their
discretion.
Regular, Direct Debit
arrangements can be set
up for those recurring
bills, but often late
payments result in a
utility being denied - a
costly & inconvenient
affair. But things are
steadily improving.
One really annoying
thing about all Thai
banks is that if you
travel away from Pattaya,
even though you use the
correct ATM, you will be
charged an 'out of area
fee' of 20-30 baht per
use. If you use another
bank's ATM the fee is 35
baht. Transfers between
your accounts can be
done at an ATM - free if
at the same branch.
Transfers to a different
branch, or bank, can be
done via ATM - a fee is
charged.
Another annoying thing
is the 'two-tier'
interest-rates. At many
Banks a foreign account
holder will get 50%
compared to a Thai. Many
get nothing - change
banks! Time-Deposit
accounts are available.
And any ‘withholding
tax’ may be refunded if
you have a Thai Tax ID
and present it to your
bank.
BANKING IN UK (Jun 2007)
Living in Thailand &
Banking in UK can be a
very expensive hobby.
I’m told Nationwide Bank
UK has an account called
'FlexAccount'. It
provides a 'Debit-Card'
for International use -
WITH NO CHARGES. Money
drawn on an ATM in
Pattaya carries no fees
to the account,
providing your account
balance exceeds the
request.
The account will also
provide 'telegraphic
transfers' to a Thai
bank with NO charges if
the internet is used
(this seems to vary with
account type).
Nationwide Bank,
FlexAccount, (http://www.nationwide.co.uk),
pay no charges for
overseas ATM usage - up
to GBP300 per day +
Internet Banking
MONEY LAUNDERING RULES
(Feb 2006)
(This was received from
a UK Insurance Company
in order to
collect/receive the
proceeds)
To comply with the Money
Laundering Regulations,
we would be grateful if
you could provide
original or certified
copies of originals of
the following:
Current signed Passport
(this must be copied in
black and white - not
colour - and must show
your current full first
name and surname - not
just initials and
surname).
AND
One item of the
following (this must
show your current
address).
§ Utility Bill from the
last three months
showing current address
(not mobile phone).
§ Bank/ Building
Society/ Credit Union
statement or passbook
(not credit card
statement).
These items are the
minimum essential for
placing business.
If you cannot produce
these documents please
contact us immediately.
Where the original
cannot be sent copies
should be certified by
the following people
only:
§ UK National - A
professional person e.g.
UK lawyer, Banker, MCCB
Regulated Mortgage
Broker, Accountant,
Teacher, Doctor,
Minister of Religion,
Post Master/ Sub-Post
Master
§ Non UK National - an
official at the Embassy,
Consulate or High
Commission of the
documents National
Origin, lawyer or
attorney
This person must be
capable of being
contacted if necessary -
an address or contact
number must be included
with the certification.
Certified copies of
identification should be
dated and signed
"original seen" and the
occupation / status of
the person who has
certified the documents
must be stated below the
signature. Also, if the
document contains a
photograph "the
photograph is a good
likeness of the
applicant" should be
noted.
-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-
http://www.pattayaexpatsclub.com/swiftcodes.htm
'SWIFT CODES' are a
method of identifying
Banks (and currencies)
around the world, and is
an efficient method for
transferring money
internationally (but not
the only method). Each
large banking
institution is allocated
a 'swift code' so that
other banks may
confidently identify
EXACTLY which bank you
refer to. To positively
ID your own Bank - ask
them for their 'Swift
Code'.
Websites that aid this
process are: (http://en.wikipedia.org/wiki/List_of_SWIFT_codes)
or (http://www.swift.com/biconline/)
Here is a list of some
Thailand Bank Codes:
Bangkok Bank Ltd.
Bangkok BKKB TH BK
Bank of Ayudhya Public
Co. Ltd. Bangkok AYUD TH
BK
Krung Thai Bank Public
Co. Ltd. Bangkok KRTH TH
BK
Thai Farmers Bank Public
Co. Ltd. Bangkok TFBS TH
BK
The Siam Commercial Bank
Plc. Bangkok SICO TH BK
United Overseas Bank
(Thai) Public Co. Ltd.
Bangkok BKAS TH BK
Here is a list of some
US Bank Codes:
American Express Bank
New York AEIB US 33
Bank Of America New York
BOFA US 3N
Bank of Hawaii New York
BOHI US 77
Bank of New York New
York IRVT US 3N
Bankers Trust Company
New York BKTR US 33
JP Morgan Chase Bank N.A.
New York CHAS US 33
Citibank N.A. New York
CITI US 33
First Chicago
International New York
FNBC US 33
First Union National
Bank New York PNBP US 33
Harris Bank Intl Corp
New York HATR US 33
Standard Chartered Bank
New York SCBL US 33
Union Bank of California
New York BOFC US 33
Here is a list of some
UK Bank Codes:
Barclays Bank PLC London
BARC GB 22
Lloyds Bank Plc London
LOYD GB 2L
HSBC Bank Plc London
MIDL GB 22
National Westminster
Bank Plc London NWBK GB
2L
Standard Chartered Bank
London SCBL GB 2L
Another way to transfer
money is by 'plastic
cards' via ATM machines.
Although this is quicker
it is usually more
expensive, and
unsuitable for large
amounts as there is
often a 'local daily
limit'. Cards may be
used at a bank counter
to arrange larger
amounts via telephone if
your card has an
international symbol
(such as Visa, Maestro).
Remember, if you
transfer money to buy a
condo, or to support a
retirement visa, the
money in your Thai bank
account must originate
outside Thailand, and be
'traceable'.
For money transfers,
your 'home' bank will
want to know the
following:
Your Thai bank's name
and address.
Your Thai banks' SWIFT
code. e.g. BKASTHBK (UOB)
You account full name
e.g. George Bush
Your account Number e.g.
012-3-45678-9
-x-x-x-x-x-x-x-x-x-x
'SWIFT CODES' for many
banks.
Algeria Credit Populaire
d'Algerie Algiers CPAL
DZ AL
Argentina Banco de la
Nación Argentina Buenos
Aires NACN AR BA
Australia Australia and
New Zealand Banking
Group Melbourne ANZB AU
3M
Australia Commonwealth
Bank of Australia Sydney
CTBA AU 2S
Australia National
Australia Bank Melbourne
NATA AU 33
Australia Westpac
Banking Corporation
Sydney WPAC AU 2S
Austria Allgemeine
Sparkasse Bank AG Linz
ASPK AT 2L
Austria Bank Austria AG
Vienna BKAU AT WW
Austria
Creditanstalt-Bankverein
Vienna CABV AT WW
Austria Erste Bank der
Österreichischen
Sparkassen AG Vienna
GIBA AT WW
Austria Oberbank AG Linz
OBKL AT 2L
Austria Raiffeisen
Landesbank Tirol
Innsbruck RZTI AT 22
Austria
Raiffeisenlandesbk.
Oberösterreich Linz RZOO
AT 2L
Austria
Verkehrskreditbank AG
Linz OVER AT WW
Belgium ALSK-CGER Bank
Brussels CGAK BE BB
Belgium Bank Brussels
Lambert SA Brussels BBRU
BE BB
Belgium Fortis Bank
Brussels GEBA BE BB
Belgium Fortis Bank N.V.
(Fortis Bank has two)
Brussels CGAK BE BB
Belgium Generale de
Banque S.A. (=Fortis)
Brussels GEBA BE BB
Belgium KBC Brussels
KRED BE BB
Brazil Banco ABN AMRO
Real S.A. Sao Paulo ABNA
BR SP
Canada Bank of Montreal
Montreal BOFM CA M2
Canada Bank of Montreal
Toronto BOFM CA T2
Canada Canadian Imperial
Bk of Commerce Toronto
CIBC CA TT
Canada Nova Scotia Bank
Toronto NOSC CA TT
Canada Royal Bank of
Canada Toronto ROYC CA
T2
Canada The
Toronto-Dominion Bank
Toronto TDOM CA TT
China Agricultural Bank
of China Beijing ABOC CN
BJ
China Bank of China
Beijing BKCH CN BJ
China Bank of
Communications Beijing
COMM CN SH
China China Construction
Bank Beijing PCBC CN BJ
China China Merchants'
Bank Beijing CMBC CN BS
China Citic Industrial
Bank Beijing CIBK CN BJ
China Industrial and
Commercial Bank of China
Beijing ICBK CN BJ
Croatia Zagrebacka banka
dd Zagreb ZABA HR 2X
Cuba Banco Central de
Cuba Havana BCCU CU HH
Cuba Banco Internacional
de Comercio S.A. Havana
BIDC CU HH
Cyprus The Cyprus
Popular Bank Ltd. (Laiki
Bank) Nicosia LIKI CY 2N
Czech Republic Bank
Austria A.S. Prague BACX
CZ PP
Czech Republic
Ceskoslovenská Obchodní
Banka A.S. Prague CEKO
CZ PP
Czech Republic Komercní
Banka A.S. Prague KOMB
CZ PP
Denmark BG Bank AS
Copenhagen BIKU DK KK
Denmark Danske Bank
Aktieselskab Copenhagen
DABA DK KK
Denmark Jyske Bank A/S
Silkeborg JYBA DK KK
Denmark Spar Nord Bank
A/S Aalborg SPNO DK 22
Denmark Unibank A/S
Copenhagen UNIB DK KK
Estonia Eesti
Krediidipank (Estonian
Credit Bank) Tallinn
EKRD EE 2X
Estonia Eesti Ühispank
(Union Bank of Estonia)
Tallinn EEUH EE 2X
Estonia Hansapank
Tallinn HABA EE 2X
Estonia Optiva Pank
Tallinn FORE EE 2X
Ethiopia Commercial Bank
of Ethiopia Addis Ababa
CBET ET AA
Ethiopia National Bank
of Ethiopia Addis Ababa
NBET ET AA
Fiji National Bank of
Fiji Ltd. Suva NBFI FJ
FJ
Fiji Reserve Bank of
Fiji Suva RBFJ FJ FJ
Finland Aktia Savings
Bank Helsinki HELS FI HH
Finland Bank of Finland,
Savings Banks, Local
cooperative banks
Helsinki HELS FI HH
Finland Bank of Åland
Helsinki AABA FI 22
Finland Danske Bank
Helsinki DABA FI HX
Finland Handelsbanken
Finland (SHB) Helsinki
HAND FI HH
Finland Sampo Bank
Helsinki PSPBFIHH
Finland Nordea Bank
Finland Helsinki NDEA FI
HH
Finland OKO Bank
Helsinki OKOY FI HH
Finland Skandinaviska
Enskilda Banken (SEB)
Helsinki ESSE FI HX
Finland Tapiola Bank
Helsinki TAPI FI 21
France Banque populaire
de la Région économique
de Strasbourg Strasbourg
Paris BPRS FR 2A
France BNP Paribas S.A.
Paris BNPA FR PP
France Caisse Centrale
des Banques Populaires
Paris CCBP FR PP
France Caisse Centrale
des Caisses d'Epargne et
de Prevoyance Paris CEPA
FR PP
France Credit Agricole
Paris AGRI FR PP
France Credit Commercial
de France Paris CCFR FR
PP
France Credit du Nord
Paris NORD FR PP
France Credit Lyonnaise
Paris CRLY FR PP
France Sociètè Generale
Paris SOGE FR PP
Germany American Express
Bank Frankfurt AEIB DE
FX
Germany Bayerische
Hypo-und Vereinsbank
A.G. Munich HYVE DE MM
Germany Bayerische
Landesbank München BYLA
DE MM
Germany Commerzbank AG
Frankfurt COBA DE FF
Germany Deutsche Bank
Frankfurt DEUT DE FF
Germany Dresdner Bank AG
Frankfurt DRES DE FF
Germany Hamburger
Sparkasse Hamburg HASP
DE HH
Germany Norddeutsche
Landesbank Girozentrale
Hannover NOLA DE 2H
Germany Vereins- und
Westbank Hamburg VUWB DE
HH
Germany Westdeutsche
Landesbank Düsseldorf
WELA DE DD
Greece Commercial Bank
of Greece Athens EMPO GR
AA
Greece Ergobank Athens
ERGO GR AA
Greece EFG Eurobank
Ergasias Athens EFGB GR
AA
Greece National Bank of
Greece Athens ETHN GR AA
Hong Kong Hang Seng Bank
Hong Kong HASE HK HH
Hong Kong Hongkong and
Shanghai Banking Corp.
Hong Kong HSBC HK HH
Hong Kong Standard
Chartered Bank Hong Kong
SCBL HK HH
Hungary Budapest Bank
Rt. Budapest BUDA HU HB
Hungary ERSTE Bank
Hungary Rt. Budapest
GIBA HU HB
Hungary HVB Bank
Budapest BACX HU HB
Hungary Inter-Európa
Bank Rt. Budapest INEB
HU HB
Hungary Kereskedelmi és
Hitelbank Rt. Budapest
OKHB HU HB
Hungary Magyar Nemzeti
Bank Rt. Budapest MANE
HU HB
Hungary OTP Bank Rt.
Budapest OTPV HU HB
Hungary Raiffeisen Bank
Rt. Budapest UBRT HU HB
Iceland Landsbanki
Islands Reykjavík LAIS
IS RE
Iceland Íslandsbanki
Reykjavík ISBA IS RE
India ABN-AMRO Bank N.V.
Mumbai ABNA IN BB
India ANZ Grindlays Bank
Plc. Mumbai GRND IN BB
India ICICI Bank
Hyderabad ICIC IN BB
India Standard Chartered
Bank Mumbai SCBL IN BB
India State Bank of
India Mumbai SBIN IN BB
Iran Bank Markazi
Jomhouri Islami Iran
Tehran BMJI IR TH
Iraq Central Bank of
Iraq Baghdad CBIR IQ B1
Ireland AIB Bank (Allied
Irish Banks) Dublin AIBK
IE 2D
Ireland Bank of Ireland
Dublin BOFI IE 2D
Israel Bank Hapoalim B.M.
Tel Aviv POAL IL IT
Israel Bank of Israel
Jerusalem ISRA IL IJ
Italy Banca Commerciale
Italiana Milan BCIT IT
MM
Italy Banca Di Roma Rome
BROM IT RD
Italy Banca Nazionale
del Lavoro Rome BNLI IT
RR
Italy Banca Popolare del
Emilia Romagna Modena
BPMO IT 22
Italy Banca Popolare di
Milano Milan BPMI IT MM
Italy Cassa di Risparmio
delle Provincie Lombarde
SPA (CARIPLO) Milan CARI
IT MF
Italy Cassa di Risparmio
di Padova e Rovigo SPA
Padova CRPD IT 2P
Italy ICCRI SPA Rome
ICRI IT RR
Italy Südtiroler
Landessparkasse Bozen
CRBZ IT 2B
Italy Unicredito
Italiano Milan CRIT IT
MM
Japan American Express
Bank Tokyo AEIB JP JX
Japan Bank of Hawaii
Tokyo BOHI JP JT
Japan Mizuho Bank Ltd.
Tokyo MHBK JP JT
Japan Shinsei Bank Ltd.
Tokyo LTCB JP JT
Japan Standard Chartered
Bank Tokyo SCBL JP JT
Japan Sumitomo Mitsui
Banking Corporation
Tokyo SMBC JP JT
Japan The Bank of
Tokyo-Mitsubishi Ltd.
Tokyo BOTK JP JT
Japan UFJ Bank Ltd.
Tokyo SANW JP JT
Japan Union Bank of
California Tokyo BOFC JP
JT
Jordan Arab Bank Plc.
Amman ARAB JO AX
Korea (see South Korea)
Seoul ???? KR ??
Malaysia Bank Bumiputra
Malaysia Berhad Kuala
Lumpur BBMB MY KL
Malaysia Bumiputra-Commerce
Bank Berhad Kuala Lumpur
BOCM MY KL
Malaysia Hong Kong Bank
Malaysia Berhad Kuala
Lumpur HBMB MY KL
Malta Bank of Valletta
La Valletta VALL MT MT
Morocco Banque Centrale
Populaire Casablanca
BCPO MA MC
Morocco Crèdit du Maroc
Casablanca CDMA MA MC
Netherlands ABN Amro
Bank Amsterdam ABNA NL
2A
Netherlands De
Nederlandsche Bank
Amsterdam FLOR NL 2A
Netherlands F. van
Lanschot Bankiers N.V.
's-Hertogenbosch FVLB NL
22
Netherlands ING Bank
Amsterdam INGB NL 2A
Netherlands Postbank N.V.
Amsterdam PSTB NL 21
Netherlands Rabobank
Nederland Utrecht RABO
NL 2U
Netherlands SNS Bank
Nederland Hertogenbosch
BBSP NL 2A
New Zealand ANZ Banking
Group Wellington ANZB NZ
22
New Zealand ASB New
Zealand Wellington ASBB
NZ 2A
New Zealand Bank of New
Zealand Wellington BKNZ
NZ 22
New Zealand National
Bank of New Zealand
Wellington NBNZ NZ 22
New Zealand WestpacTrust
New Zealand Wellington
WPAC NZ 2W
Norway Den Norske Bank
Oslo DNBA NO KK
Norway Union Bank of
Norway Oslo UBNO NO KK
Peru Banco de Credito
del Peru Lima BCPL PE PL
Peru Interbank Lima BINP
PE PL
Peru Banco Wiese
Sudameris Lima BSUD PE
PL
Poland Bank Handlowy w
Warszawie Warsaw BHWA PL
PW
Poland BRE BANK Warsaw
BREX PL PW
Poland ING Bank Slaski
Katowice INGB PL PW
Portugal Banco BPI
Lisbon BBPI PT PL
Portugal Banco Comercial
Portugues S.A. Lisbon
BCOM PT PL
Portugal Banco Espirito
Santo e Comercial de
Lisboa Lisbon BESC PT PL
Portugal Banco Nacional
Ultramarino Lisbon BNUL
PT PL
Portugal Banco Portugues
do Atlantico Lisbon ILBK
PT PL
Portugal Caixa Geral de
Depositos Lisbon CGDI PT
PL
Russia Bank of the
Russian Federation
Moscow SABR RU MM
Saudi Arabia National
Commercial Bank Jedda
NCBK SA JE
Saudi Arabia Saudi
Hollandi Bank Riyadh
AAAL SA RI
Saudi Arabia The Saudi
British Bank Riyadh SABB
SA RI
Seychelles Seychelles
International Mercantile
Banking Corporation Ltd.
Mahé NOVH SC SC
Singapore Hongkong and
Shanghai Banking
Singapore HSBC SG SG
Singapore Skandinaviska
Enskilda Banken
Singapore Branch
Singapore ESSE SG SG
Singapore Standard
Chartered Bank Singapore
SCBL SG SG
Singapore United
Overseas Bank Singapore
UOVB SG SG
Slovakia Investicna
Rozvojova Banka
(Investment Development
Bank) Bratislava INRB SK
BX
Slovakia Ludova banka
(People's Bank)
Bratislava LUBA SK BX
Slovakia Narodna banka
Slovenska (National Bank
of Slovakia) Bratislava
BBSB SK BX
Slovakia Slovenska
Sportilelna (Slovak
Savings Bank) Bratislava
SLSP SK BX
Slovakia Tatra banka (Tatra
Bank) Bratislava TATR SK
BX
Slovakia Vseobecna
Uverova Banka (General
Credit Bank) Bratislava
SUBA SK BX
Slovenia Nova
Ljubljanska Banka
Ljubljana LJBA SI 2X
South Africa Firstrand
Bank Johannesburg FIRN
ZA JJ
South Africa Rand
Merchant Bank Sandton
RMBI IE 2D
South Africa South
African Reserve Bank
(Settlement Bank)
Johannesburg SARB ZA JP
South Africa South
African Reserve Bank
(Settlement Provider)
Johannesburg SARB ZA JY
South Africa Standard
Bank of South Africa
Johannesburg SBZA ZA JJ
South Korea Korea
Exchange Bank Seoul KOEX
KR SE
South Korea Korea First
Bank Seoul KOFB KR SE
South Korea Peace Bank
of Korea Seoul PBOK KR
SE
Spain Banco Bilbao
Vizcaya Madrid BBVI ES
MM
Spain Banco Central
Hispanoamericano S.A.
Madrid CENT ES MM
Spain Banco de Sabadell
S.A. Sabadell BSAB ES BB
Spain Banco Pastor S.A.
Madrid PSTR ES MM
Spain Banco Popular
Espanol Madrid POPU ES
MM
Spain Banco Santander
Madrid BDER ES MM
Spain Caja de Ahorros
del Mediterraneo Madrid
CAAM ES 2A
Spain Confederacion
Espanola de Cajas de
Ahorros Madrid CECA ES
MM
Swaziland Central Bank
of Swaziland Mbabane
SWAZ SZ MB
Swaziland First National
Bank of Swaziland Ltd.
Mbabane FIRN SZ MX
Swaziland Nedbank
(Swaziland) Ltd. Mbabane
NESW SZ MX
Swaziland Standard Bank
Swaziland Ltd. Mbabane
SBIC SZ MX
Swaziland Swaziland
Development and Savings
Bank Mbabane SDSB SZ M1
Sweden Nordbanken
Stockholm NBBK SE SS
Sweden Nordea Bank
(former Postgirot Bank)
Stockholm NDEA SE SS
Sweden Skandinaviska
Enskilda Banken
Stockholm ESSE SE SS
Sweden Svenska
Handelsbanken Stockholm
HAND SE SS
Sweden Swedbank
Stockholm SWED SE SS
Switzerland Credit
Suisse (First Boston)
Zürich CRES CH ZZ
Switzerland Swiss Bank
Corp Zürich SBCO CH ZZ
Switzerland Union Bank
of Switzerland AG Zürich
UBSW CH ZH
Taiwan Bank of Taiwan
Taipei BKTW TW TP
Taiwan E. Sun Commercial
Bank Ltd. Taipei ESUN TW
TP
Tanzania Bank of
Tanzania Dar es Salaam
TANZ TZ TX
Thailand Bangkok Bank
Ltd. Bangkok BKKB TH BK
Thailand Bank of Ayudhya
Public Co. Ltd. Bangkok
AYUD TH BK
Thailand Krung Thai Bank
Public Co. Ltd. Bangkok
KRTH TH BK
Thailand Thai Farmers
Bank Public Co. Ltd.
Bangkok TFBS TH BK
Thailand The Government
Savings Bank Bangkok
GSBA TH B1
Thailand The Siam
Commercial Bank Plc.
Bangkok SICO TH BK
Tunisia Société
Tunisienne de Banque
Tunis STBK TN TT
Turkey Egabank A.S.
Istanbul EGEB TR IS
Turkey Türkiye Garanti
Bankasi Istanbul TGBA TR
IS
Turkey Türkiye Imar
Bankasi T.A.S. Istanbul
IMAR TR IS
U.K. Barclays Bank PLC
London BARC GB 22
U.K. Lloyds Bank Plc
London LOYD GB 2L
U.K. HSBC Bank Plc
London MIDL GB 22
U.K. National
Westminster Bank Plc
London NWBK GB 2L
U.K. Standard Chartered
Bank London SCBL GB 2L
U.K. Co-operative Bank
Manchester CPBK GB 22
Uruguay Banco Surinvest
Montevideo SURI UY 33
U.S.A. American Express
Bank New York AEIB US 33
U.S.A. Bank Of America
New York BOFA US 3N
U.S.A. Bank of Hawaii
New York BOHI US 77
U.S.A. Bank of New York
New York IRVT US 3N
U.S.A. Bankers Trust
Company New York BKTR US
33
U.S.A. JP Morgan Chase
Bank N.A. New York CHAS
US 33
U.S.A. Citibank N.A. New
York CITI US 33
U.S.A. First Chicago
International New York
FNBC US 33
U.S.A. First Union
National Bank New York
PNBP US 33
U.S.A. Harris Bank Intl
Corp New York HATR US 33
U.S.A. Standard
Chartered Bank New York
SCBL US 33
U.S.A. Union Bank of
California New York BOFC
US 33
U.S.A. UMB Bank N.A.
Kansas City UMKC US 44
Vietnam Bank for Foreign
Trade of Vietnam (Vietcombank)
Hanoi BFTV VN VX
Vietnam Industrial and
Commercial Bank of
Vietnam Hanoi ICBV VN VX
Yemen Central Bank of
Yemen Sana'a CBYE YE Y1
Yemen National Bank of
Yemen Aden NBYD YE Y1
Yugoslavia Jugobanka
Belgrad JUGO YU BG
Zimbabwe Reserve Bank of
Zimbabwe Harare REBZ ZW
HX
